Medicare for All vs. Public Option Proposals
See how the leading 2020 Democratic candidates’ health care plans compare.
How many people will be left uninsured?
Warren: 0 people uninsured
Sanders: 0 people uninsured
Buttigieg: 6 million people uninsured
Biden: 10 million people uninsured
Bloomberg: Unknown
Klobuchar: Unknown
What would you have to spend on premiums?
Warren: $0
Sanders: Workers would be required to pay a 4% premium on every dollar of income above $29,000 (for a family of four).
Buttigieg: In employer coverage, about what you pay now. For a family of four, that’s nearly $8,000 a year. People with ACA exchange plans will save some money, but plans could cost up to 8.5% of income.
Biden: In employer coverage, about what you pay now. For a family of four, that’s nearly $8,000 a year. People with ACA exchange plans will save some money, but plans could cost up to 8.5% of income.
Bloomberg: In employer coverage, about what you pay now. For a family of four, that’s nearly $8,000 a year. People with ACA exchange plans will save some money, but plans could cost up to 8.5% of income.
Klobuchar: In employer coverage, about what you pay now. For a family of four, that’s nearly $8,000 a year. People with ACA exchange plans will save some money.
What would you have to spend on care after you pay premiums?
Warren: $0
Sanders: $0
Buttigieg: Families could still pay up to $16,400 out of pocket after premiums each year.
Biden: Families could still pay up to $16,400 out of pocket after premiums each year.
Bloomberg: Families could still pay up to $16,400 out of pocket after premiums each year.
Klobuchar: Families could still pay up to $16,400 out of pocket after premiums each year.
Does this plan raise middle class taxes?
Warren: No — not only does Elizabeth Warren’s plan not raise taxes on the middle class, it puts $11 trillion back into the pockets of American families.
Sanders: Yes — Bernie’s Medicare for All plan increases payroll and income taxes on workers by as much as 26% to cover the cost.
Buttigieg: No.
Biden: No.
Bloomberg: No.
Klobuchar: No.
Does the plan lift the burden of health care costs off families with employer coverage?
Warren: Yes. Elizabeth’s Medicare for All plan would bring families’ health costs down nearly to zero.
Sanders: Somewhat. Bernie’s Medicare for All plan would bring families’ out of pocket costs down to nearly zero, but it still charges premiums.
Buttigieg: Somewhat. Buttigieg’s public option is more expensive than most employer coverage, but does ban surprise billing.
Biden: Somewhat. Biden’s public option is more expensive than most employer coverage, but does ban surprise billing.
Bloomberg: Somewhat. Bloomberg’s public option is more expensive than most employer coverage, but does ban surprise billing and cap drugs prices.
Klobuchar: Somewhat. Klobuchar does not give details on affordability for her public option, but does ban surprise billing.
What benefits will be covered?
Warren: All physical and mental health care + dental, vision, and long term care.
Sanders: All physical and mental health care + dental, vision, and long term care.
Buttigieg: All medical and mental health care, no dental, vision. Limited long term care.
Biden: All medical and mental health care, possibly some dental, vision. Limited long term care.
Bloomberg: All medical and mental health care, no dental, vision. Limited long term care.
Klobuchar: Unknown
How long would it take to transition to their plan?
Warren: Elizabeth’s Medicare for All plan will be implemented within the first term—starting with giving anyone the chance to join a Medicare for All program within the first 100 days.
Sanders: Bernie’s Medicare for All plan would be implemented 4 years from date of legislation passage.
Buttigieg: Unknown
Biden: Unknown
Bloomberg: Unknown
Klobuchar: Unknown
Are patients restricted to only certain doctors in their insurance network?
Warren: No
Sanders: No
Buttigieg: Yes
Biden: Yes
Bloomberg: Yes
Klobuchar: Yes
Will people still need to launch crowdfunding campaigns to pay for medical bills?
Warren: No
Sanders: No
Buttigieg: Yes
Biden: Yes
Bloomberg: Yes
Klobuchar: Yes
* We welcome changes by candidates to improve their plans so American families know exactly what they’re getting. These are based off of plans as they were on 2/25/2020.
Want more? Click here to download a quick summary of Elizabeth Warren’s Medicare for All plan.Photos: Gage Skidmore